Credit Risk Analyst - Hybrid in Lincoln NE
Company: Optum
Location: Lincoln
Posted on: May 12, 2025
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Job Description:
Explore opportunities at Proceed Finance, part of the Optum
family of businesses. We're a Nebraska-based financial technology
company that is an established leader in the markets we serve. As
patient financing experts, we create affordability for
life-changing treatment so patients can restore their health and
happiness. Come be a part of our innovative culture and make an
impact with our rewarding career opportunities. Join us and
discover the meaning behind Caring. Connecting. Growing
together.
The Credit Risk Analyst is a proactive, results-oriented individual
responsible for analyzing, developing and implementing credit risk
models and strategies. -The analyst will make recommendations to
minimize risk while also being able to communicate with a wide
range of stakeholders, ranging from customers to executive
management. -
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Primary Responsibilities: -
Development, enhancement and monitoring of credit and fraud risk
management strategies
Ongoing performance monitoring of the loan portfolio and making
subsequent recommendations in order to improve performance
Conduct analysis - including retrieval, manipulation and analysis
of complex datasets for standard reports and ad hoc projects that
impact the credit and lending processes
Ability to work with and influence leadership regarding credit and
risk decisions
Partner with various teams (Engineering, Compliance, Operations,
etc.) to ensure solutions meet business needs and objectives
Effectively communicate with various levels of stakeholders
internally and externally (executives, partners, customers,
etc.)
Performs other related duties as assigned
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You'll be rewarded and recognized for your performance in an
environment that will challenge you and give you clear direction on
what it takes to succeed in your role as well as provide
development for other roles you may be interested in. -Required
Qualifications: -
2+ years of experience in credit or risk management roles -
2+ years of experience with credit/risk scoring concepts -
2+ years of experience with various analytical tools (SQL, PowerBI,
R, SAS, etc.)
2+ years of experience in Microsoft, specifically Outlook, Word,
PowerPoint and Excel
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Preferred Qualifications: -
Experience working in a highly regulated industry
Proven solid analytical and problem-solving skills
Proven persistent and results focused - must be able to deliver
results -
Proven excellent verbal and written communication skills
Proven excellent organizational skills and attention to detail
Proven excellent time management skills with a proven ability to
meet deadlines
Proven entrepreneurial mindset
Demonstrated ability to work in a fast-paced environment
Proven ability to work with all levels of the organization -
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The salary range for this role is $59,500 to $116,600 annually
based on full-time employment. Pay is based on several factors
including but not limited to local labor markets, education, work
experience, certifications, etc. UnitedHealth Group complies with
all minimum wage laws as applicable. In addition to your salary,
UnitedHealth Group offers benefits such as, a comprehensive
benefits package, incentive and recognition programs, equity stock
purchase and 401k contribution (all benefits are subject to
eligibility requirements). No matter where or when you begin a
career with UnitedHealth Group, you'll find a far-reaching choice
of benefits and incentives.
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At UnitedHealth Group, our mission is to help people live healthier
lives and make the health system work better for everyone. We
believe everyone-of every race, gender, sexuality, age, location
and income-deserves the opportunity to live their healthiest life.
Today, however, there are still far too many barriers to good
health which are disproportionately experienced by people of color,
historically marginalized groups and those with lower incomes. We
are committed to mitigating our impact on the environment and
enabling and delivering equitable care that addresses health
disparities and improves health outcomes - an enterprise priority
reflected in our mission. - -
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UnitedHealth Group is an Equal Employment Opportunity employer
under applicable law and qualified applicants will receive
consideration for employment without regard to race, national
origin, religion, age, color, sex, sexual orientation, gender
identity, disability, or protected veteran status, or any other
characteristic protected by local, state, or federal laws, rules,
or regulations. -
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UnitedHealth Group is a drug - free workplace. Candidates are
required to pass a drug test before beginning employment. -
Keywords: Optum, Grand Island , Credit Risk Analyst - Hybrid in Lincoln NE, Professions , Lincoln, Nebraska
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